Christmas Loan

Make Christmas magical this year with Community Credit Union

Our Christmas Loans give you quick and easy access to money.

Terms and Conditions:

  • The loan exposure is less than €2000 & the total loan balance can’t exceed €8000
  • No savings or loan record with CCU required, the member must have an active credit record on CCR (if no record with CCU they must be currently paying back an external debt for minimum of 9 months or have completed a loan within the last 6 months on CCR with a payment history of minimum of 9 months)
  • All debts present & historical must be performing as per original agreement without any missed payments.
  • Members who have previous restructured/rescheduled loans won’t qualify
  • Members with written off debts with CCU or on CCR won’t qualify
  • Member must be in employment for minimum of 6 months with their current employer
  • A member who is in receipt of social welfare payment must be on that payment for minimum of 6 months
  • A member who has had more than 3 loans in the previous 12 months with CCU won’t qualify
  • AML documentation will apply
Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

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Loan Enquiry

Your loan details have been captured and will be submitted with your enquiry.

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APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. All loan rates are variable. Restrictions may apply.
How to apply

How To Apply


If you are an existing member who is registered for Online Banking you can apply for a loan by logging into our Online Banking Section below. Otherwise you can enquire about a loan by clicking the "Contact Us" button below.

Online Banking Log In Register
Please note: if you do not meet the repayments on your loan, you account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Community Credit Union is regulated by the Central Bank of Ireland.

If you would like more information please contact us today.

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