Find out how to save with Community Credit Union
Savings - Community Credit Union Ltd

Share Accounts

A Credit Union is a Not-For-Profit financial co-operative owned by, and run for the benefit of, its members. Credit Unions offer members the chance to have control over their own finances by making their own savings work for them. Every credit union is owned by its members – the people who save with it and borrow from it.

Members savings are used to fund loans to other credit-worthy members in the credit union. So that way the money in the credit union always remains in the local community or ‘common bond’ that it serves.

Over 3.6 million people in Ireland are members of a credit union today. If you are not already a member, why not think about joining today?

 

Easy Access To Your Money

Easy access to your money once it is not used as security against a loan

Protected Savings

Your savings* are covered by the statutory deposit guarantee scheme (DGS). If insolvency should occur, your eligible deposits would be repaid up to €100,000.

Member Insurance Programme

We offer Life Benefit Insurance, Accidental Death and Dismemberment Cover and Loan Protection Insurance at no additional cost to you, the member.

Savings in a Credit Union are very important for two main reasons:
• To help the Member
• To help fellow Members

Firstly, as part of our philosophy of encouraging Members to manage their finances wisely, we recommend that they save something, even a small amount, on a regular basis, as this has the following advantages:
• You will build up a significant balance over time that YOU will own.
• You will be able to use this as collateral to access loans on competitive terms.
• Your shares will be held as collateral against your loan

Under Credit Union Rule 22 (now amended to Rule 19) if your account becomes inactive for 3 years and we are unable to contact you within that period it may become a dormant account. It is in your own interest to keep it active by conducting regular transaction.
The account may be reactivated by conducting transactions and supporting it with photographic I.D.and proof of address (list of acceptable documents can be found here Insert Link) Documents must not be more than 6 months old.

Start Saving

Become a Member

Once you meet the Eligibility criteria, you can join Community Credit Union by clicking the button below. If you are already a member, you can also register for online access or log-in to our online services below.

Become a Member
Online Banking Log In Register

If you would like more information please contact us today.

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